Corporate Lending
100percentlending.co.uk
can cater for all your personal, corporate, commercial and corporate
financial lending, loans and finance.
Contact us today for professional,
friendly helpful advise.
CORPORATE LENDING
Corporate lending is
essentially the same thing as a personal loan, except instead
of being made from a bank to an individual; it is made from
a bank to a corporation. As a result, the amounts of money being
dealt with tend to be substantially larger, and some of the
protections are a bit different.
Corporate lending can take any number of forms, including asset-based
lending, structured finance, and cash flow corporate lending.
Asset-based lending is when the loan given is secured by means
of some sort of asset. In personal loans, mortgages are probably
the most well-known form of asset-based lending. In corporate
lending an asset-based loan may use real-estate, intellectual
property, or expensive equipment.
Asset-based lending is one of the more secured forms of corporate
lending, since the bank lending the money has protected itself
by balancing the value of the assets with the amount of the
loan.
Structured finance includes a number of different forms of
loans, which have various structures in place to try to transfer
risk. Structured finance in corporate lending includes various
elements, including tranching, in which different securities
are classed into different groups, allowing various investment
groups to know the risk rating of the loans they are going to
buy.
Structured corporate lending uses different sorts of securities,
including asset-based securities backed by government notes,
credit derivatives, collateralized fund organizations, and collateralized
debt obligations and each of these have their own sub-classes
as well, and it can get rather complex, but at its core is the
idea of lowering risk for the lenders and the people who buy
the loans.
If you are interested in corporate lending in any form please
complete the form below and one of our expert corporate lending
consultants will contact you within 24 hours
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